Dental Insurance – Pheonix, AZ
A Quick Guide to Dental Insurance
What is the best way to use your dental insurance plan? Are you getting every dollar you can out of your benefits before they reset? Bell Road Dental Care of Phoenix works with many popular dental plans, and we have quite a bit of experience working with insurance companies; we can give you some tips for finding the best ways to use your insurance to care for your family’s smiles while maximizing your savings. Check out our short guide below for the basics of dental insurance.
Understanding How Dental Insurance Works
One of the most important things you need to know about dentistry is that it’s not structured like traditional health insurance. Where health insurance is primarily used to cover treatments for injuries and health issues after they occur, dental insurance is designed to help prevent problems from happening at all. This makes it easier to be proactive about your care so that you can avoid the bigger emergencies that tend to be expensive to treat.
What Your Dental Insurance Plan Covers
Your dental insurance plan probably looks something like this:
- Preventive services are covered up to 100%.
- Basic restorative services are covered up to 80%.
- Major restorative services are covered up to 50%.
- Cosmetic treatments are typically not covered at all unless they are deemed to be a medical necessity.
With this type of structure, the best way to maximize your insurance benefits is to have two preventive checkups and cleanings each year; you’ll be able to use your plan, and the visits will cost little to nothing out of your own pocket.
We’ll Help You Maximize Your Benefits
At Bell Road Dental Care, we’re happy to accept virtually all PPO dental insurance plans and will file claims on your behalf at every visit so you won’t have to do it yourself! We’ll also provide you with transparent pricing whenever you’re in need of treatment by gaining pre-authorization from your insurance company so you can see how much they’ll cover and how much you’ll be required to pay. If you have any questions about your coverage, our team would also be happy to walk you through the details of your plan—we know how complicated navigating your benefits can be!
If you have any questions about your insurance plan, how it works, or what treatments will be covered, don’t hesitate to contact our team.